HI Hostels Blog

3 tips to find the right travel insurance

Have you ever heard about the eye-watery expensive medical cost?  

If you happened to face with any medical emergency without travel insurance, you could end up with a large bill. Here are the scary examples – treatment for a broken leg in Spain could easily cost you £15,000, and it will even reach to £25,550 in USA! * Reference from National Accident Helpline 

So, although talking about the travel insurance is not something very exciting, you must know the travel insurance is a vital investment for you to explore the world. The next step is…how to pick the right travel insurance for you? Let me share 3 tips to find the best travel insurance for you!  

1. Conduct an assessment of your coverage needs 

Consider whether the policy offers medical coverage, including for pre-existing conditions, as well as provisions for trip cancellations, lost baggage, and personal liability. Verify if adventurous activities are included. 

2. Factor in your destinations and the duration of your trip 

Different countries may have specific requirements, so confirm that the policy offers cover for all your intended destinations. Tailor the duration of coverage to match your itinerary, considering the risks associated with long-term travel. 

3. Check the social responsibility 

Consider choosing travel insurance that aligns with your travel choices and supports you to travel sustainably through positive contributions to communities. Some insurers may fund initiatives that promote sustainability and local development, so that your travels can have a lasting, positive impact on the places you explore. 

Photo by Becca Tapert on Unsplash

Remember, it’s always better to be prepared for the unexpected than to face potentially costly consequences without coverage! 

You can also have a look at our Travel Insurance page for further information.  

Related Posts